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It may not be a good idea to start your lives off on shaky financial footing, particularly if it's for the sake of a pricey bauble or over-the-top wedding. In tough financial times, many couples find that shouldering the financial burden of a wedding and all the trappings that come with it is better handled when they pool their resources. Another factor to consider is the fact that women can pay for jewelry on their own. That wasn't the case in the past when it was uncommon for women to work – and perhaps unheard of for a woman who did work to make more than her male counterpart. There are plenty of couples today in which the woman makes more than the man. In that case, it seems fair to at least chip in a few hundred dollars for an investment that ideally will last a lifetime.