"I have long wanted to get work done. However, I'm too fiscally conservative to do it. But if I ever happened across an extra $10,000, you better believe I would have my consultation before the check ever cleared." 

There is no denying how great it would be to win $10,000. However, there are some people who believe it's better to give than receive, which is exactly how they would dole out the cold, hard cash. For nurse Kerry F., she has a couple of agenda items in mind as to how she would use the money. The first thing she would do is put a dent in the college debt carried by her two daughters, ages 18 and 21.  {relatedarticles}

But the 51-year-old medical professional wouldn't stop there. With the remaining $5,000, she would use the money to make her mark. 

"I would split what I take home after taxes with money toward my kids' student loans and then make an anonymous donation to a local start-up charity that would make a huge difference to get them off the ground.