Easy Chicken Tenders Food & Recipes
Food & Recipes

Easy Chicken Tenders

Food & Recipes

Say goodbye to those fatty, fried chicken tenders forever, and replace them with our healthier baked version. The kids will…

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7 Ways to Be More Confident in the Bedroom Love & Sex
Love & Sex

7 Ways to Be More Confident in the Bedroom

Love & Sex

A confidence boost in the bedroom means more pleasure and passion for both of you. Here are just a few…

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10 Ways to Prevent Obesity Moms
Moms

10 Ways to Prevent Obesity

Moms

It's National Childhood Obesity Awareness Month, and if it's time for a reality check about the kids, read on.

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Emergency! Does Your Child Know What to Do? Moms
Moms

Emergency! Does Your Child Know What to Do?

Moms

Are your kids prepared for life's emergencies, like knowing when to call 911? Learn how to get them ready and…

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Relaxation: As Simple as Breathing Horoscopes
Horoscopes

Relaxation: As Simple as Breathing

Horoscopes

Inhale, exhale. The ancient practice of reiki can do wonders for stress levels. Breathing is a big part of it…

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Can You Break His Bad Habits? Love & Relationships
Love & Relationships

Can You Break His Bad Habits?

Love & Relationships

From being a slob to eating junk food, everyone has bad habits. But can you break your partner of his?

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Hot Summer Workouts Diet & Fitness
Diet & Fitness

Hot Summer Workouts

Diet & Fitness

Keep your cool when it's sweltering outside. Here are some great summer workouts to keep your body moving.

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It's in the Cards! New Age
New Age

It's in the Cards!

New Age

Past, present and future – they're all in the cards. Tarot cards, that is. Here are some tips on what…

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Slow-Cooked Stuffed Peppers Food & Recipes
Food & Recipes

Slow-Cooked Stuffed Peppers

Food & Recipes

This dynamic dinner is sure to ring your bell. Your hungry loved ones will hardly have a beef with a…

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Playing Dress-up? Try These On Love & Relationships
Love & Relationships

Playing Dress-up? Try These On

Love & Relationships

Sometimes role-playing can spice up an otherwise ho-hum sex life. Here are a few ways to make things sexy.

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A Penny Saved Is a Penny Earned

One of the greatest values you can instill in your children is teaching them the importance of saving for a rainy day. With the collapse of the housing market and the incredibly high rate of unemployment, many adults, both young and old, found that they hadn't tucked away enough money to fall back on when times got tough. Of course, no parent wants to see their child endure financial hardships, especially when they're in no position to bail him or her out. What you can do is help your child plan for the future by teaching your kids to save. Assisting your children in becoming financially savvy is the gift that will keep on giving. The first step is to teach your kids the value of money. See a penny... pick it up. The bottom line is that every cent counts. The next step is to set up a chore chart. Break it down so that each duty receives a certain pay - just like a real job.
At the end of the week, compensate your child based on his or her performance. Provide your child with a piggy bank or even a jar where he or she can keep his or her allowance. Encourage your child to save some or all of the earnings. Try not to let them spend it all in one place. When the kids have $20 or more saved, take them to the bank so that they can open up a savings account. Many banks have kids' accounts just for this purpose. If you lend your children money for something, put them on a repayment schedule. This will teach them the concept of credit at an early age. Finance expert Janet Bodnar of Kiplinger's Personal Finance recommends these steps: Start early. Start small. Keep it simple. Make it fun. Set a goal. And reward your children's efforts. Of course, there's no greater reward for your child than learning the importance of financial planning. Your child will thank you later!